Ševčenko, Galina, Leonas Ustinovičius, and Robert Balcevič. “Risk Classification As an Essential Tool in Banking Risk Management”. Technological and Economic Development of Economy 10, no. 2 (June 30, 2004): 47-56. Accessed November 28, 2024. https://jest.vgtu.lt/index.php/TEDE/article/view/8703.